Will filing a claim raise my insurance rates?
Storm damage is an "act of God" claim — in most cases insurers can't single you out for a rate increase because of one, especially when your whole area was hit. We'll talk through your specific situation honestly during the inspection.
How much will this cost me out of pocket?
If your claim is approved, you typically pay just your deductible — insurance covers the rest of the approved scope. We'll walk you through the numbers before any work begins.
The storm was months ago. Is it too late?
Maybe not — many policies allow claims up to a year after the storm date. But the window is real, so get the free inspection now and know exactly where you stand.
My insurance already denied the claim. Now what?
Denials get overturned more often than you'd think — frequently because the first inspection missed damage. We can re-document your roof thoroughly and help you request a re-inspection with evidence in hand.
Do I have to use the contractor my insurance suggests?
No — the choice of contractor is 100% yours by law. Insurance pays the claim; you pick who does the work.